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Central Kentucky Ag Credit Is Your Local Ag Lender

Central Kentucky Ag Credit Is Your Local Ag Lender

Who We Are

We’re part of the Farm Credit System, a national network of rural lending cooperatives created to serve farmers like you. Our mission is to provide sound, dependable credit to farmers, ranchers and agribusinesses. For more than a century, we’ve helped improve the quality of life for farmers and rural Americans by providing competitive loan products and expert financial services.

What We Do

We know that no two farms are the same and that every operation has its own set of challenges and opportunities. That’s why we take the time to get to know you, your farm and your goals. Our lending experts work closely with you to create customized financial packages just right for your business, such as:

What We Offer

Whether you’re expanding your operation, investing in new equipment or looking for ways to manage risk, we’ll tailor loans to fit your goals. We offer various fixed-, adjustable- and variable-rate plans. Let us help you choose the option best for you. 

We also provide a suite of tools to help you spend less time paying bills and more time doing what’s important to you, including:

  • Digital banking
  • Phone payments
  • Autodraft
  • Bank transfers

Our Commitment To You

As a cooperative, we share our profits with our customer-owners through our patronage refund program. Patronage refunds are based on the portion of interest earned on an individual loan. By sharing our profits, we reduce the cost of borrowing for our customers.