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Operating Line of Credit

We know that crops and livestock don't generate cash when they are growing. An Ag Credit operating loan or revolving line of credit can help you manage your cash flow needs. With a credit line, you don’t have to borrow money until you actually need it. There are no excess interest charges or extra fees for multiple disbursements.

Operating Lines of Credit can be used for:

  • Planting and feeding costs
  • Labor
  • Fertilizer and chemicals
  • Equipment repairs
  • Farm family living expenses

Revolving and annual lines of credit are available to farm owners and operators. Payment schedules can be established to match your income from crop or livestock sales. 

Operating lines of credit are eligible for participating in our patronage program.

The Ag Credit Advantage

  • Local, personalized service
  • You’ll have a dedicated loan officer throughout the entire process
  • Staff understands farming needs
  • Patronage program
  • No acreage limits
  • Long-term fixed rates
  • Build now or later
I just want to thank Ag Credit so much for making this all possible. No other lender would give us the loan that we needed.
Alvina Maynard, River Hill Ranch

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