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AgStart for Young, Beginning, & Small Farmer Loans

Supporting Your Dreams

Getting started in the agriculture industry can be difficult when beginning cash and equity is low, Ag Credit can help! Central Kentucky AgStart is a program focused on young, beginning, and small (YBS) farmers in Central Kentucky.

This program was created with the unique needs of young, beginning and small farmers in mind. This program will not only educate farmers but allow for networking opportunities and special loan servicing programs.

Are You Eligible?

Young, beginning, & small farmer programs are open to farmers who meet one of these requirements:

  • Young — 35 years of age or younger
  • Beginning — 10 years or less of agricultural experience
  • Small — $250,000 or less gross farm income

Ready to apply? Use our online application to get started. 

Submit an Online Loan Application

Backed by Young Farmers Like You 

Central Kentucky Ag Start was created by the Ag Credit Young Farmer Advisory Council. The Council was established in 2013 and is made up of a young farm couple or individual in each of the 17 counties in Ag Credit’s territory. The goal of the program is to improve the agriculture industry in central Kentucky, by providing mentoring opportunities and educational tools for farmers.

AgStart Program


Ag Credit has developed a broad range of services tailored to the unique needs of young, beginning and small farmers. Low rates, extended terms and fee-sharing programs are available. Ag Credit loan officers can tailor a loan package specifically for your growing operation.

Find a Mentor

Most Ag Credit loan officers are farmers and financial experts, so they can answer many of the questions you might have. Ag Credit loan officers will act as mentors to AgStart participants, and will be available to help with any questions you might have. Feel free to call an Ag Credit loan officer with any questions you have, our business is serving farmers in central Kentucky.

You can also get advice from current customers and staff on our YouTube channel

Contact Us

Get Connected

Check out our upcoming events where you can meet other farmers and start learning. 

AgBiz Basics

We offer an eLearning course that assists and instructs new farmers. Over four modules, we discuss strategies for planning, growth, and goal setting within a farming operation.

"Because of my first-time experience of how easy it was to fill out the application, the willingness of my lender and the office staff to work with me, I was really satisfied with the whole process. That is why I have continued to go back to them when I need a loan."
Caleb Kernodle, AgStart Customer