Ag Credit has been providing farmers and rural residents with credit in Central Kentucky since 1934. Ag Credit understands farming in Central Kentucky and knows that farmers want to build a legacy for their families and carry on their family farming tradition. Straightforward financing through personalized service.
About Us
The Ag Credit Advantage
Relationship Lender
Our number one priority is you. Ag Credit staff realize the most important part of our business is our relationship with our customers. We're here for you in both the good and bad times. When you work with Ag Credit, you’ll have a dedicated loan officer throughout the entire process.
Local Experts
Ag Credit staff live and work in the communities we serve, and many are also farmers. This means your lender understands the challenges you're facing and can create a loan package that works best for your needs. We truly do know agriculture.
Cooperative Structure
Central Kentucky Ag Credit is a true financial cooperative, that is owned by the same farmers and rural residents we serve. Customer-owners vote to elect our board of directors and also share in our patronage distribution.
Community Involvement
Being active within local communities is extremely important to Ag Credit. Ag Credit staff are local and live in the same communities as you. We support local 4-H and FFA groups, field days, extension meetings and several other community events and clubs.
Ag Finance Professionals
Your Ag Credit loan officer will help you prepare your balance sheet, income statement and other financial documents related to your farm operation. Your loan officer is dedicated to the lending process from beginning to end. This allows you to benefit from their knowledge of your operation’s specific goals and challenges. We won’t pass your financial information to some “far away analysts”. Instead, at Ag Credit, your local loan officer will gather your information, analyze your information and attend your loan closing.
Farm Credit System
Central Kentucky Ag Credit is a member of the Farm Credit System, a nationwide network of cooperative lending institutions that has provided credit and financially related services to farmers, ranchers and their cooperatives for over a century.
The System is the largest single producer of agricultural credit in the United States. System banks and the local associations specialize in agriculture. Since the System was created in 1916, it has evolved with the agricultural industry.
Local service with national stability. We are Central Kentucky Ag Credit – see how we can serve you.