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Home Loans

Dreaming of life in the country? A quiet, simpler place to raise your family or retire? Do you want to enjoy the country lifestyle? If so, our rural home loan program is right for you!

Your dream home in the country can be an existing structure, a home that you want to remodel or new construction.

What is a Rural Home?

A home or lot located in a rural area or small town. The number of acres can be flexible to accommodate financing residential properties in rural areas. Property may be used for both residential and agricultural purposes, subject to local regulations, and may be accessed by a private road.

Financing Your Home in the Country:

  • Flexible acreage requirements 
  • Interest rates can be fixed or variable 
  • Long-term or short-term rates available 
  • No prepayment penalties 
  • Specializing in financing homes in rural areas and small towns
  • Loans for land, homes and outbuildings combined 
  • Construction or remodeling loan

Get More Information

Think you're ready to get a home loan with Ag Credit? Let us know and we can help you get started. 

When other residential lending sources let Michael down, Ag Credit helped him secure the financing to make his dream a reality.

Calculate Your Payment

NMLS# 604727. Your actual payment information may vary and the accuracy of the results is not guaranteed. Your actual interest rate may vary depending on your financial position, value of collateral pledged, the amount, term and purpose of the loan and your credit standing.

Your payment amount is

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