Getting started in the agriculture industry can be difficult, when beginning cash and equity is low, Ag Credit can help! Central Kentucky Ag Start is a program focused on young, beginning and small (YBS) farmers in central Kentucky. This program was created with the unique needs of young, beginning and small farmers in mind. This program will not only educate farmers, but allow for networking opportunities and special loan servicing programs.

Central Kentucky Ag Start was created by the Ag Credit Young Farmer Advisory Council. The Council was created in 2013 and is made up of a young farm couple in each of the 17 counties in Ag Credit’s territory. The goal of the program is to improve the agriculture industry in central Kentucky, by providing life-long educational tools for farmers.

Are you eligible?

Young – 35 years of age or younger on the date of loan closing

Beginning – 10 years or less of agricultural experience

Small - $250,000 or less gross farm income

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Educational Opportunities: Young, beginning and small farmers can take an eLearning course called AgBiz Basics. This program will help you learn more about the business side of farming.  Click here to learn more about AgBiz Basics.

Mentors: Most Ag Credit loan officers are farmers and financial experts, so they can answer many of the questions you might have. Ag Credit loan officers will act as mentors to AgStart participants, and will be available to help with any questions you might have. Feel free to call an Ag Credit loan officer with any questions you have, our business is serving farmers in central Kentucky.

Resource Base: Our AgStart Resource Base is full of valuable information on how to get started farming, along with financial tips and advice. Click here to explore the AgStart Resource Base.

Financial Services: Ag Credit staff know it takes money starting out and support programs for young farmers, which are available through AgStart. Ag Credit has developed a broad range of services tailored to the unique needs of YBS customers. Low rates, extended terms and fee sharing programs are available. Ag Credit loan officers can tailor a loan package specifically for your growing operation.