COVID-19 Update: Click here for information on how Central Kentucky Ag Credit will continue to serve you.
Farming is your way of life, not just your job. Our job is providing credit to you when you're continuing the family tradition of farming or just starting out. Whether you are building a legacy for your family or providing income, we know how important your farming operation is to you.
Ag Credit has served full and part-time farmers with competitive loan programs since 1934. We have helped thousands of farmers and rural residents in the challenging and risky business of agriculture.
Acreage is no problem, Ag Credit can finance both small and large properties. Fixed, variable and adjustable rate mortgages are available with several maturity options.
No matter the type of farming equipment needed, Ag Credit can help. We have a full range of rates and terms to fit everyone. When you are in a local dealership check-out Ag Credit's fast and convenient way to finance your equipment, EXPRESS.
Whether you need money for labor costs, fertilizer or seed and animal purchases a farm operating loan can help you manage purchases efficiently. Revolving and annual lines of credit are available for farm operators, payment schedules can be established to match your income from crop or livestock sales.
We provide loans for farm vehicles to full and part-time farmers, as with our other loans, payment schedules can be tailored to coincide with your income.
Ag Credit provides funds to purchase cattle, pigs, poultry, sheep, goats and any type of livestock you would like to raise.
Farm improvement loans can vary from building fence to adding a new barn to your farm. A farm improvement loan allows you the flexibility to make your property perfect.
"The flexibility Ag Credit offers through lines of credit allows us to be able to purchase and sell cattle. We are able to cash flow and still have dollars available when the market allows for an opportunity." - John Sparks
Want more details about the products we offer? Just fill out our information request form and we’ll be in touch with more details.
Young, Beginner, Small & Minority
Ag Credit is dedicated to helping young, beginning, small and minority farmers with affordable credit programs.
Need to bridge the gap between growing and selling seasons? A credit line can help.