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Rates and Terms
Loans » Rates and Terms

Rates and Terms

Your needs are unique, and we understand that every situation is different. We will help you pick a loan term and rate that is right for you.

Rates

Ag Credit offers very competitive interest rates. We can help you determine which rate type works best for your needs. 

  • Fixed Rate
  • Variable Rate 
  • Adjustable Rate 

Terms

Loan terms can be broken down into three categories:

  • Short-term (less than 1 year)
  • Intermediate-term (1 year to 10 years)
  • Long-term (up to 30 years)

Typically a loan term corresponds to the life of the operation or asset being financed. For example, seed, fertilizer and other agricultural operating expenses are “used up” when the crop is grown. Loans for this purpose should be paid when the crop is sold. Conversely, loans for items that have a very long life like farm real estate are suited to longer terms, up to 30 years in some cases.

Our experts are here to help sort out rates and terms that fit your lifestyle. Contact us today and let us work for you.

Get More Information

Want more details about the products we offer? Just fill out our information request form and we’ll be in touch with more details.

 

  • Who Can Borrow
  • Home Loans
  • Farm Loans
  • Rural Living
  • Other Loans
  • Young, Beginning & Small Farmers
  • Rates and Terms

Rates
Ag Credit offers several interest rate options designed to help you better manage your interest expense. Learn more about rates here.

Terms
The length of the loan term can vary and can range from as little as one month or as much as 30 years. Find out what length is best for you here.

Central Kentucky Ag Credit

Central Kentucky Ag Credit
640 S. Broadway
Lexington, KY 40588
859-253-3249

  • Board of Directors
  • Farm Credit System
  • Ag Credit FAQs
  • Who Can Borrow
  • Loans
  • Rates and Terms
  • Referral Program
  • Services
  • Contact Us
  • Locations

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